There are some serious repercussions of dentist do not have appropriate insurance.
The WA State Administrative Tribunal recently found that a Western Australian dentist engaged in professional misconduct by practising as a dentist without appropriate professional indemnity insurance.
The dentist admitted that he practised without appropriate professional indemnity insurance (PII) cover between 2013 and 2017.
The dentist also admitted that he had falsely declared he had complied with his PII responsibilities in his applications for renewal of his registration as a dentist and that he had failed to give the Dental Board of Australia (Board) notice that he no longer held PII cover as required under the National Law. The dentist further admitted that he had failed to comply with three notices requiring him to provide the Board with details of his PII arrangements.
The Board and the dentist agreed the terms on which the matter could be resolved. This is not uncommon. The dentist admitted that his conduct constituted professional misconduct. He was reprimanded and his registration was suspended for four months.
The dentist submitted that his ill-health, remorse and his retirement and intention not to practise again as a dental practitioner were mitigating factors in relation to the penalty to be imposed by the Tribunal.
Practitioners ought to be aware of the inclusion of indemnity insurance with professional responsibility.
If you don’t have it or cannot get it, then take yourself out of practice until you do.
Practically this is rare, but practitioners who have large civil claims against them, may find it harder to obtain insurance – affordably or at all.
If you have any issues with professional indemnity insurance ask for assistance. Feel free to call 07 3007 1777 or message for initial obligation free assistance.
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